See the Practice Areas page to see the list of real estate services we provide. In addition to general litigation, purchases and sales, zoning, vacancies, and landlord/tenant matters, we handle foreclosure. Attorney (New Jersey based but practicing also in New York and Pennsylvania) Ronald DeSimone, P.C. provides representation in these areas, and in the case of foreclosure has helped many individuals save their homes. To schedule a consultation you may contact our offices using the contact form provided here.
Your foreclosure attorney in New Jersey is versed in the laws and practices that will best represent your interests. Having served clientele in New York, New Jersey and Pennsylvania since 1989, the Law Offices of Ronald DeSimone, P.C., advocate for individuals taking advantage of current legislative changes to foreclosure laws.
When an individual comes to us in an effort to counter foreclosure proceedings, we respond promptly with the request of mandatory mediation, a process that can result in mortgage renegotiating and a healthier financial profile for you and your family. What is mandatory mediation? Simply speaking, it’s a process of negotiation between the homeowner and the bank or mortgage lender. Though many financial institutions recognize the value of this approach to both the individual, the institution itself and the nation’s economic well being, others do not. Fortunately, valiant efforts are being made in states across the nation to enforce mediation.
At this firm, we are aware of the most current changes in legislation designed to protect you, your home and your financial stability and will advocate for your best interest. When laws require lenders to communicate and negotiate with homeowners, the result can be modest or significant, but the bottom line is a workable resolution. In one case handled by our offices, the homeowner’s interest rate was reduced and principal was forgiven relative to their home’s current market value. In addition, the term was extended to further reduce payments and allow the homeowner to regain and build financial health. This is just one of many cases that result in a positive, amenable resolution.
We encourage you to take action if you are facing foreclosure and contact us as soon as possible.